Current Chevy 0% APR & Finance Offers

Napleton Palatine Chevy publishes current Chevrolet financing offers every month — including 0% APR deals, low-rate loans, bonus cash and lease specials on the models you're shopping. Updated at the start of each incentive period.

Offers current through September 30, 2026  |  Next update: October 1

Chevrolet APR Finance Offers — September 2026

Offers available through GM Financial to well-qualified buyers. Not all buyers will qualify for the lowest rates. Rates and terms subject to change. See full disclaimer ↓

Model APR Term Bonus Cash Offer Expires View Inventory
2026 Silverado 1500 RST0% APR 0% 60 months 09/30/2026 In Stock →
2026 Traverse FWD LT 2.9% 36 months 09/30/2026 In Stock →
2026 Trax LT FWD 2.9% 36 months Up to $500 09/30/2026 In Stock →

Swipe the table sideways to see every column.

Current Chevrolet Lease Offers — September 2026

Payments shown exclude tax, title, license, registration and dealer fees. $0 acquisition fee and $0 security deposit on the offers below. Excess mileage billed at $0.25 per mile.

Model Mo. Payment Term Due at Signing Miles/Year Expires Inventory
2026 Trailblazer FWD LT $289/mo 36 months $3,979 30,000 09/30/2026 In Stock →
2026 Equinox LT FWD $309/mo 36 months $3,609 30,000 09/30/2026 In Stock →
2026 Trax LT FWD $309/mo 24 months $3,439 20,000 09/30/2026 In Stock →
2026 Silverado 1500 RST $549/mo 36 months $5,419 30,000 09/30/2026 In Stock →
2026 Traverse FWD LT $569/mo 24 months $5,079 20,000 09/30/2026 In Stock →

Swipe the table sideways to see every column.

How to Qualify for Chevrolet 0% APR Financing

Promotional APR is reserved for well-qualified buyers. Here's what GM Financial generally looks at.

Credit Score

0% and near-0% APR tiers usually call for a score around 700 or above. Scores below that often still qualify for a promotional rate — just at a higher tier, or with a shorter term.

Down Payment

The APR offers above are advertised with $0 down. Putting money down doesn't change the rate, but it lowers the amount financed and your monthly payment.

Income Verification

Expect to document income and employment. Recent pay stubs, proof of residence and a valid driver's license will move your approval along quickly.

Loyalty & Bonus Cash

Current GM owners, recent college graduates and eligible military may qualify for additional cash. Ask our finance team which programs stack with the offer you're using.

See Your Rate Before You Visit

Our secure credit application takes a few minutes, and you can run the numbers yourself first with the payment calculator.

Chevrolet Financing FAQs

Does Chevrolet offer 0% financing right now?

Yes. For the September 2026 incentive period, the 2026 Silverado 1500 RST is available at 0% APR for 60 months for well-qualified buyers through GM Financial. Other models in the lineup carry low promotional rates rather than 0%. Offers change at the start of each incentive period.

Which Chevy models have promotional APR this month?

This month the Silverado 1500 RST is at 0% APR for 60 months, and both the Traverse FWD LT and Trax LT FWD are at 2.9% APR for 36 months. The Trax also carries up to $500 in bonus cash. Availability varies by trim, model year and what's physically on our lot, so check current inventory before you plan around a specific rate.

What credit score do I need for Chevy 0% APR?

There is no single published cutoff, but the top GM Financial tier that carries 0% generally corresponds to a score of about 700 or higher, alongside verifiable income and a clean recent payment history. If you're below that, you may still qualify for a promotional rate at a different tier. Applying is the only way to know your actual tier.

Can I combine 0% APR with other incentives?

Usually not with customer cash. Promotional APR is itself the incentive, so GM typically makes you choose between the low rate and a cash rebate rather than taking both. Separate programs — GM loyalty, college grad and military bonus cash among them — can often stack on top. Our finance team will run both scenarios and show you which one costs less over the term you want.

Browse In-Stock Inventory

See every new Chevrolet on the ground in Palatine, with pricing and current offers applied.

View New Inventory →

Apply for Financing Online

A few minutes on our secure application puts you in front of the desk with a real number.

Start Your Application →

Talk to Our Finance Team

Questions about tiers, trade equity or which incentive to take? Call or send us a note.

Call (847) 794-7235 →

Chevrolet Financing at Napleton Palatine Chevy — Palatine, IL

Napleton Palatine Chevy sits at 151 East Lake Cook Road in Palatine, serving drivers across Arlington Heights, Schaumburg, Rolling Meadows, Barrington, Hoffman Estates and the northwest suburbs. Our finance office works with GM Financial and a range of regional lenders, so the offers on this page are a starting point rather than the whole picture — credit tiers, trade equity and term length all move the final number.

If you're comparing a low APR against a cash rebate, or weighing a lease against financing on the same vehicle, that's a conversation worth having in person. Bring your current payoff and we'll show you both structures side by side. You can also value your trade ahead of time or review all current new-vehicle specials.

Sales is open Monday through Friday 9:00 AM to 8:00 PM and Saturday 9:00 AM to 6:00 PM, closed Sunday. Reach the sales team at (847) 794-7235 or the main line at (847) 359-7700.

Disclaimer: All financing and lease offers are through GM Financial to well-qualified buyers. Not all buyers will qualify for the lowest rate or promotional APR. Rates, terms, and availability are subject to change without notice and may differ by trim level, model year, and inventory. Promotional 0% APR offers cannot typically be combined with cash-back rebates. Monthly payment examples do not include taxes, title, license, registration, or dealer fees. Lease offers reflect $0 acquisition fee and $0 security deposit; excess mileage is billed at $0.25 per mile. Residual values and money factors apply to lease offers. Offers valid through the date shown; see dealer for complete details. Napleton Palatine Chevy · 151 East Lake Cook Road, Palatine, IL 60074 · (847) 359-7700.

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151 East Lake Cook Road, Palatine, IL, 60074
Napleton Palatine Chevy 42.1534, -88.0403.